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Why it is important to have your house insured?

Summer has ended and with it the vacation period of many Spaniards who have used this season to have some rest. It is common to spend this time travelling, whether on a national or an international trip. 

This means that many houses are empty during these trips. According to the Ministry of the Interior (2019), more than 200 000 thefts were committed between 2018 and 2019.. Those are really shocking numbers. 

According to the newspaper ‘ElPeriódico’, more than 75% of Spain citizens who own a house have some type of home insurance taken out. (2021)
Having our house insured is essential for our present and future. To prevent any type of risks and
threats is indispensable for calmness. For this reason, this is one of the most demanded insurance policies within the sector. 

Homeowner’s insurance can be divided into damage insurance, which depends on the property damage that the insured has suffered in their home, multi-risk insurance, for which the
insurer is covered for the risk of different types of damage and accidents (domestic accidents, broken pipes, etc.), and all-risk insurance, which
covers every other damage not included in the rest of coverages, being the costs beared by the insurance company. 

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