According to a report by UNESPA and ANESDOR, there are almost three million of “two-wheelers” insured in Spain. This is a proof that motorbikes are a very popular option among drivers.
When buying a motorcycle, it is essential to take out an insurance before taking it to the streets. It is very helpful to know about every insurance product that exists in order to find which one best suits your needs. An insurance brokerage is a very good option since there you are going to be able to find different companies with a wide variety of products.
You don’t have to spend a lot of money to find the best insurance. It is possible to take out this type of insurance at a very good price, covering most of the inconveniences that may arise.
In many cases, insurers are forced to offer the minimum of protection such as “basic insurance”. In addition to this, we can add coverages that interest us in order to create a more complete product.
The most economical option (and also the one that offers the least coverage) is the motor third-party liability insurance. This product includes mandatory Public Liability coverage and legal defence if necessary. In certain cases, additional elements such as roadside assistance may be included. However, they are usually limited to a certain number of kilometres.
The most recommended option for recently purchase or high-end motorbikes is the all risks insurance. It is worth to cover all the expenses in the event of an accident of a new vehicle in which you have made a large investment.
In short, when you take out insurance, you have to consider many factors and trust professionals who will guide you towards the option that best suits your needs.